Training

List of Customized Program Offered

FINANCE

Credit Management

• Understanding Credit Risk
  • Definition and Types of Credit Risk
    • Credit Risk Categories
    • Systemic vs. Non-Systemic Risk
  • Assessment and Evaluation of Credit Risk
    • Credit Rating Systems
    • Financial Ratios for Credit Analysis
• Credit Policies and Procedures
  • Developing Effective Credit Policies
    • Key Elements of Credit Policies
    • Policy Formulation Process
  • Implementation of Credit Procedures
    • Standard Operating Procedures
    • Training and Development
• Credit Analysis and Appraisal
  • Financial Statement Analysis
    • Balance Sheet Analysis
    • Income Statement Analysis
  • Credit Scoring Models
    • Quantitative Models
    • Qualitative Models
• Monitoring and Managing Credit Portfolios
  • Regular Review and Monitoring
    • Periodic Review Processes
    • Early Warning Indicators
  • Strategies for Managing Delinquent Accounts
    • Restructuring Loans
    • Collection Strategies

Effective Credit Recovery

• Strategies for Credit Recovery
  • Proactive Credit Monitoring
    • Real-Time Monitoring Tools
    • Automated Alerts
  • Early Intervention Techniques
    • Customer Contact Strategies
    • Negotiation Tactics
• Legal Aspects of Credit Recovery
  • Understanding the Legal Framework
    • Relevant Laws and Regulations
    • Contractual Rights and Obligations
  • Utilizing Legal Remedies
    • Legal Notices
    • Court Proceedings
• Negotiation and Settlement
  • Effective Negotiation Techniques
    • Interest Rate Adjustments
    • Payment Plan Structuring
  • Structuring Settlements
    • Lump Sum Settlements
    • Installment Agreements
• Debt Collection Practices
  • Ethical Debt Collection
    • Code of Conduct
    • Consumer Protection Laws
  • Engaging Collection Agencies
    • Selection Criteria
    • Performance Monitoring

Forex & Treasury Management

• Introduction to Forex Markets
  • Basics of Foreign Exchange
    • Exchange Rate Mechanisms
    • Currency Pairs and Quotes
  • Factors Influencing Exchange Rates
    • Economic Indicators
    • Political Events
• Forex Risk Management
  • Identifying Forex Risks
    • Transaction Exposure
    • Translation Exposure
  • Hedging Strategies
    • Forward Contracts
    • Options and Futures
• Treasury Operations
  • Role of Treasury in Finance
    • Cash Management
    • Investment Management
  • Cash and Liquidity Management
    • Cash Flow Forecasting
    • Liquidity Ratios
• Forex Trading and Compliance
  • Forex Trading Strategies
    • Technical Analysis
    • Fundamental Analysis
  • Regulatory Compliance
    • Anti-Money Laundering (AML) Laws
    • Know Your Customer (KYC) Requirements

Finance for Non-Finance Executives

• Basic Financial Concepts
  • Understanding Financial Statements
    • Components of Financial Statements
    • Reading and Interpreting Financial Statements
  • Key Financial Ratios
    • Liquidity Ratios
    • Profitability Ratios
• Budgeting and Forecasting
  • Developing Budgets
    • Types of Budgets
    • Budget Preparation Process
  • Financial Forecasting Techniques
    • Qualitative Forecasting
    • Quantitative Forecasting
• Cost Management
  • Cost Analysis and Control
    • Fixed and Variable Costs
    • Cost Reduction Strategies
  • Break-even Analysis
    • Break-even Point Calculation
    • Contribution Margin Analysis
• Investment Appraisal
  • Capital Budgeting Techniques
    • Net Present Value (NPV)
    • Internal Rate of Return (IRR)
  • Evaluating Investment Proposals
    • Risk Assessment
    • Sensitivity Analysis

Project Financing

• Overview of Project Financing
  • Definition and Scope
    • Characteristics of Project Finance
    • Differences from Corporate Finance
  • Key Players and Stakeholders
    • Sponsors and Lenders
    • Government Agencies
• Sources of Project Financing
  • Equity vs Debt Financing
    • Equity Financing Structures
    • Debt Financing Instruments
  • Government and Institutional Support
    • Grants and Subsidies
    • Development Bank Financing
• Risk Assessment and Management
  • Identifying Project Risks
    • Construction Risk
    • Operational Risk
  • Mitigation Strategies
    • Risk Sharing Mechanisms
    • Insurance and Guarantees
• Structuring and Documentation
  • Financial Structuring
    • Debt-to-Equity Ratio
    • Cash Flow Analysis
  • Legal and Regulatory Requirements
    • Contractual Agreements
    • Compliance with Regulations

Strategic Marketing of Financial Services

• Understanding the Financial Services Market
  • Market Analysis and Segmentation
    • Identifying Market Segments
    • Market Research Methods
  • Customer Behavior in Financial Services
    • Buying Decision Process
    • Factors Influencing Behavior
• Developing Marketing Strategies
  • Branding and Positioning
    • Brand Development
    • Positioning Strategies
  • Product Development and Differentiation
    • Financial Product Innovation
    • Differentiation Strategies
• Sales and Distribution Channels
  • Direct and Indirect Channels
    • Branch Network
    • Digital Channels
  • Digital Marketing Strategies
    • Social Media Marketing
    • Content Marketing
• Customer Relationship Management
  • Building Customer Loyalty
    • Loyalty Programs
    • Personalized Services
  • Measuring Customer Satisfaction
    • Feedback Mechanisms
    • Customer Satisfaction Metrics

MSME Financing

• Introduction to MSME Financing
  • Importance of MSMEs in the Economy
    • Contribution to GDP
    • Employment Generation
  • Challenges Faced by MSMEs
    • Access to Finance
    • Regulatory Hurdles
• Sources of Finance for MSMEs
  • Traditional Banking Solutions
    • Term Loans
    • Working Capital Loans
  • Alternative Financing Options
    • Venture Capital
    • Peer-to-Peer Lending
• Credit Evaluation for MSMEs
  • Assessing Creditworthiness
    • Financial Statement Analysis
    • Credit Scoring Models
  • Risk Management in MSME Financing
    • Diversification
    • Credit Insurance
• Government and Institutional Support
  • Subsidies and Grants
    • Government Schemes
    • Grant Application Process
  • Development Programs and Schemes
    • Training Programs
    • Advisory Services

External Commercial Borrowing

• Understanding External Commercial Borrowing (ECB)
  • Definition and Types of ECB
    • Foreign Currency Loans
    • Supplier's Credit
  • Advantages and Disadvantages
    • Cost of Funds
    • Foreign Exchange Risk
• ECB Regulations and Compliance
  • Regulatory Framework
    • Central Bank Guidelines
    • Compliance Requirements
  • Compliance Requirements
    • Reporting Obligations
    • Documentation
• Sources and Instruments of ECB
  • Foreign Banks and Financial Institutions
    • Loan Terms and Conditions
    • Interest Rate Structures
  • Debt Instruments and Structures
    • Bonds and Notes
    • Syndicated Loans
• Managing ECB
  • Risk Management
    • Hedging Strategies
    • Interest Rate Risk Management
  • Repayment and Exit Strategies
    • Refinancing Options
    • Early Repayment

Working Capital Assessment

• Concept of Working Capital
  • Definition and Importance
    • Operating Cycle
    • Working Capital Formula
  • Components of Working Capital
    • Current Assets
    • Current Liabilities
• Assessing Working Capital Needs
  • Working Capital Cycle
    • Inventory Turnover
    • Receivables Turnover
  • Calculating Working Capital Requirements
    • Cash Conversion Cycle
    • Working Capital Ratios
• Managing Working Capital
  • Strategies for Optimizing Working Capital
    • Cash Management
    • Inventory Management
  • Inventory, Receivables, and Payables Management
    • Inventory Control Techniques
    • Receivables Collection Strategies
• Financing Working Capital
  • Short-term Financing Options
    • Bank Overdrafts
    • Trade Credit
  • Trade Credit and Bank Loans
    • Secured vs. Unsecured Loans
    • Interest Rates and Terms