SMEs create 100% employment as against 20% investment. While lending to SME, some of the key parameters the bank focuses on are debt/equity ratio, interest coverage ratio, debt service coverage ratio, current ratio sales...
Intangible assets are long-lived assets used in the production of goods and services. They represent legal rights or competitive advantages developed or acquired by an owner and physical properties are absent. It can be...
Basel II is the second of the Basel Accords, which are recommendations on banking laws and regulations issued by the Basel Committee on Banking Supervision. These regulations aimed to ensure that the more significant the...
The crisis will not have a very severe impact on march 2020 financials. There may be some challenges related to provisioning. Most banks have cleaned up their balance sheets and are in a better position to meet the chall...
Post Covid-19, the market conditions are going to worsen due to mounting loss of income and increase in fixed expenses. It will be interesting to watch how ARC will play the role in order to revive and rehabilitate the s...
Standard and Poor have analyzed high resilient sectors whose demand will not be affected by this crisis based on the existing leverage, cash flow, regulatory support, and strong balance sheet. They are pharmaceuticals, f...
Government has been taking multiple efforts in the direction of increasing the skilled workforce in India so that they can participate in shaping the growing economy of the country. This crisis will have definitely put ...
Reduced physical meeting is going to be a way of life. It eliminates the hassle of commuting. The people in sales as well as the prospective clients have come to this realisation.Business development is not just sales of...
In order to change your behavior to a champion’s, you have to bring changes in your belief, value, and attitude. It starts within you. To become a transition person, change your belief. Remove the internal resistance a...
Impact of COVID-19 is in two ways-operational and financial. The economy is supported by four pillars- Government, Regulators(RBI,SEBI,CREDAI,etc) are policy makers and direct the economy. Banking & finance industry, & c...
